TRAVEL INSURANCE

WHEN YOU TRAVEL, WORK OR LIVE OUTSIDE THE U.S., GEOBLUE FROM BLUE CROSS BLUE SHIELD KEEPS YOU CONNECTED TO WORLD-CLASS CARE.

GeoBlue provides peace of mind Travel Insurance to world travelers and expats living abroad anywhere in the world via an elite network of providers, innovative mobile and online tools, and exceptional customer service. We are proud to set the standard for complete, reliable, convenient protection of your health and safety in the global community.

GeoBlue offers comprehensive and compliant international Travel Healthcare Insurance solutions for employees who travel or work internationally, giving them confidence that they can access quality care wherever and whenever they need it through the strongest global networks, exceptional service and high-value medical capabilities.

Physician & Provider Network

GeoBlue has an elite network of doctors from most every specialty ready to see you in over 180 countries. Only a small fraction of doctors around the world meet GeoBlue’s

exacting standards—participation is by invitation only. We seek out professionals certified by the American or Royal Board of Medical Specialties who speak English, and we factor in recommendations by over 158 Physician Advisors from all over the world.

GeoBlue assemble in-depth provider profiles so our members can choose with confidence, and have put formal contracts in place to ensure preferred patient access. GeoBlue doctors and hospitals bill the plan directly so you don’t have to worry about filing a claim.

For members choosing a GeoBlue plan that offers benefits in the United States, you gain access to the largest national network and facilities that have been awarded the coveted Blue Distinction for superior medical outcomes. In the U.S., more than 80 percent of physicians and 90 percent of hospitals contract directly with Blue Cross and Blue Shield Plans.

GeoBlue Travels with You

It’s a worldwide, all-access pass to an exclusive level of care. Use your mobile device to quickly and conveniently connect to quality care across the globe for anything from

emergency needs, to filling a simple prescription, to translating your symptoms, to finding the right doctor at home or abroad.

With a few simple taps, get detailed profiles of carefully selected primary care physicians and specialists, as well as a broad range of hospitals, pharmacies, even dentists-where you are, when you need it. Review qualifications, make an appointment, and get directions, right from the App or a mobile device.

Plus, proof of coverage is always at your fingertips, ready to show and share with providers. Mobile Assistance is backed 24/7 by our toll free assistance line.

Almost everyone can get health insurance

Under the new law, health care insurance plans won’t be able to deny coverage to people for health reasons.

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Choose the Plan That is Right For You

Single Trip Travel Medical Insurance

Ideal for international leisure, missionary or business travel
Choice of varying medical limits and deductibles.
For trips up to 6 months for ages 84 or younger.
Covers pre-existing conditions for medical services and medical evacuation.
Requires a primary health plan

Multi Trip Travel Medical Insurance

Up to $250,000 for sickness and accidents.
$500,000 medical evacuation benefit.
Covers pre-existing conditions for medical services and medical evacuation.
Unlimited trips in a 12 month period (70 days max. per trip)
Requires a primary health plan

Single Trip Group Travel Medical Insurance

10% discount on groups of 5 or more.
Choice of varying medical limits and deductibles.
For trips up to 6 months for ages 85 or younger.
Covers pre-existing conditions for medical services and medical evacuation.
Requires a primary health plan

FREQUENTLY ASKED QUESTIONS

Below are many frequently asked questions about GeoBlue Travel Insurance. If you have a question that isn’t listed below please don’t hesitate to give our Client Services team a call or request a call at time of your choosing.

Who should get GeoBlue Voyager?

Anyone in need of an international travel medical plan when leaving the U.S. for leisure, educational, missionary or business travel.
What is the minimum and maximum trip length?

A trip can be as short as 1 day or as long as 180 days. The minimum charge assessed is 7 days.
How are medical evacuation decisions made?

The evacuation benefit pays for a medical evacuation to the nearest hospital, appropriate medical facility or back to the U.S. Transportation must be by the most direct and economical route. All evacuations require written certification by the attending physician that the evacuation is medically necessary and must be approved by the Global health and Safety team..
How do I access participating medical providers outside the U.S. and avoid claim forms?

GeoBlue’s Global Health and Safety services help members identify, access, and pay for quality healthcare all over the world. This includes a contracted community of elite providers in 180 countries. Members can access these carefully selected providers and arrange for the bills to be sent directly to GeoBlue. Please note, a member is responsible for their deductible at time of service, if applicable.
Direct billing can be requested by calling the assistance telephone number listed on your member ID card, or by emailing globalhealth@geo-blue.com.

A claims instruction page is available online and can be accessed by visiting the GeoBlue Voyager Claims page. Claim forms are downloadable from this section of the site.
Will my pre-existing condition be covered under a GeoBlue Voyager plan?

Pre-existing medical conditions are treated differently depending upon the plan you have selected.
The GeoBlue Voyager Choice plan is available to those who have primary insurance inside the U.S. and will cover medical treatments for pre-existing conditions. Please refer to the definition of a primary health plan for more specific information on what plans qualify as a primary insurance.

Under the GeoBlue Voyager Essentials plan, benefits are not available for any services received on or within 6 months after the Eligibility Date of an Insured Person, if those services are related to a Pre-existing Condition as defined in the Definitions section of the Plan Description. This exclusion does not apply to a Newborn that is enrolled within 31 days of birth or a newly adopted child that is enrolled within 31 days from either the date of placement of the child in the home, or the date of the final decree of adoption.

The pre-existing conditions exclusion under GeoBlue Voyager Essential does not apply to the Medical Evacuation benefit, Repatriation of Remains benefit, or the Bedside Visit benefit. GeoBlue Voyager Essential does not require that insureds have primary insurance at the time of enrollment.
Are acts of terrorism covered under this plan?

Yes. The GeoBlue Voyager plan does not exclude illnesses or injuries related to terrorism or a terrorist act. In order to be covered in countries where there are open hostilities, such as Iraq and Afghanistan, a member must not be engaged in hostile or combative activities.
Do I need to have a US Primary Health Plan already in place prior to purchasing this plan?

Yes. A Primary Health Plan is a Group Health Benefit Plan, an individual health benefit plan or a governmental health plan (e.g. Medicare). Note: Medicaid and V.A. health plans do not constitute primary health insurance.
How far in advance do you need to purchase a GeoBlue Voyager plan?

A GeoBlue Voyager plan may be purchased up to one day before your departure date. GeoBlue recommends that customers wishing to receive a hard copy ID card should allow 2 weeks prior to their effective date when purchasing.